WednesdayWisdom :Salary Explained

Joseph Nyamayaro | Nust ZW

Less than a minute read

Salary, is a specific amount of money that an employee is paid for work done.

Research has shown that the poorest group of people in the world are salary earners, next to beggars.

They live in a vicious cycle of poverty managed on 30 days. They continuously wait for it every month and any slight delay brings about heartbreaking anxiety, pressure and disappointment.

*Salary Is a short term solution to a life time problem.*

Salary alone cannot solve your money problems. You need multiple sources of income to balance.

The tax returns form contains about 11 income streams, salary is just one.

Don’t live your life fishing with just one hook, there are many fishes in the ocean.

*Salary Is the value someone has put on your effort.*

*How much do you value yourself?*

You can’t increase in value, unless you VALUE yourself differently.

Life Is a trade off between time, effort and reward. To be rewarded more, you have to become more valuable.

Most salary earners end up poor in the long and short term.

*Salary is the bribe they give you to forget your dreams*.

Kindly DIGEST my words…. It’s time to wake-up !!!

Think investments today
Think multiple streams of income
*Goodmorning good people🌹🌻🌼*


NUST Students Invited To Zurich For Investment Research Competition Finals

Staff Writer |Nust ZW

2 minute read

A team of students from the National University of Science and Technology (Nust) were last Thursday named as winners of the Chartered Financial Analyst (CFA) Institute Research Challenge in Zimbabwe.

Following their victory, the students advanced to the next level of the world’s leading investment research competition and will compete against universities from Europe, Middle East, and Africa.

The regional finals will be held on 10th and 11th of April 2019 in Zurich, Switzerland and will be hosted by CFA Society Switzerland.

The local challenge was the first step of two for a local team to advance towards the global final in New York, US, on April 25, 2019.

The Nust team consists of Andrew Dewah, Obvious Khumalo, Lynet Koteni, Tanaka Mupatsi and Memory Singadi.

Simbarashe Mangwendeza of Old Mutual Securities mentored the team while Cloudio Chikeya, a lecturer at Nust advised the team.

Other universities that competed at the local research challenge were from, Africa University, Chinhoyi University of Technology,Harare Institute of Technology,Midlands State University, Solusi University, and University of Zimbabwe.

Each university sent a team of three to five students to participate in the local challenge.

The students presented their analysis and buy/sell/hold recommendations on ZSE listed Padenga Limited. Their presentation at the local final was the culmination of months of research; interviews with company management, competitors, and clients; and presentation training.

For the students it was a great moment with some seeing that as a big step towards the professional life.

One of the students, Memory Singadi had this to say: “It feels so good to win though it was very challenging. For me the experience is a stepping stone to the future and my career.”

Obvious Khumalo, another member of the winning team felt the competition gave them “a practical feel of the corporate world”.

CFA local host coordinator Ranga Makwata was full of praise for the competing teams especially on how they were able to grasp key concepts of the competition such as financial analysis and equity valuation over a three months mentorship programme.

“With this kind of enthusiasm and talent the future of the investment profession in the country is very good and that can only improve our capital markets further,” he said.

Source: Technomag

Russia 2018 World Cup: Africans’ Rigidity Exposed

Yasin Musa Ayami | Durban University of Technology

1 and a half minute read

I have taken particular interest in watching the performance of African teams at the Russia 2018 World Cup.

Interestingly, Africa has scored only three goals so far with each of our teams save Senegal losing their match mostly in the dying minutes of the game.

I have observed that even with so much attacking talent, African teams love to defend.

It is as if they go into the game to maintain the same result before the game.

Learning from the way African teams play, I have noted that their play is not different from the way most Africans approach life.

Fans in Nigeria, Morocco and Senegal express their sorrow after their teams were knocked out the tournament. – BBCNews

Africans love to defend their status.

They keep unproductive pieces of land for generations, they shun business events, they defend irrelevant customs, traditions, they stick to economic activities that keep their poverty intact.

An African will defend a worthless job till retirement.
Africans are afraid to attack poverty and will find every reason to defend their sorry state.

There is very little to celebrate in Africa because we do not win.

Examine yourself.

What do you defend in your life? It is exciting to attack. Attack changes results, it brings euphoria, it makes life worth living. Start attacking what keeps you miserable now.

Watching Tunisia with all their attacking talent, speed and energy, I was left wondering why they opted to defend only to concede a heartbreaking last minute goal from the team that chose to attack.

Learn the bad lesson of defending from the African team and choose attack as your lifestyle.

Am off to attack!

Article curated from

Zimbabweans Eat Meat To Break Guinness World Record In President Mugabe’s Regime


Mfana Graduate — The Lens Blur.


Its well past after the hour of 9 in the morning and there I am in bed. I try to act if I am sleeping but consciously I am wide awake, feeding my brain with what I want to dream.

via Mfana Graduate. — The Lens Blur.

It’s been almost a year now since I graduated and this has been my daily routine now, and even accustomed myself to be time ignorant. ‘Around 10’ I say to myself in my laziness. I reluctantly open my eyes as I sleep on my back. My eyes meet the aligned timber trusses on the roof. My eyes quickly get drawn in my absent-mind and get focused on that little hole on the asbestos which sends through the beam of light straight to the age of my bed. In my contemplation my mind start thinking how that little hole gives me trouble during the rainy season that I will be forced to rearrange the room so the water from the roof does not wet my bed. Quickly I snap out of it, bringing myself back to reality. It is awfully quiet outside, all the kids are at school obviously. I drag myself out of the bed and reach out to the light switch near the door. ‘Click, click’ I switch on and off the light. “Better kune magetsi” (Good, there is electricity), I mumble to myself with a slight grin on the edge of my lips. As I say this, my head is all now engrossed on the idea that I will spend the rest of my day binge watching the TV series I got on the disc from a friend next door. Quickly I put on my slippers and get out of my room.


I walk out of the house now heading kumashops (grocery shops). As I walk past a group of 4 boys of my age sitting on what is now only left visible as the remains of what used to be a small bridge on the edge of the streets. “Mfana graduate” a voice emanates from the 4 and the other 2 crack in laughter. I force a little smile from my lips and I raise a thumbs up to the boys on the bridge. ‘Mfana graduate’ as it seems, is now my nickname. For those who want to be subtle they cut it short to ‘graduate’. Like they say, the nicknames that you hate most are the ones that stick. Well I did not care anymore. As I draw past them, the other one shouts, “ko chimbondisiirawo 5 bond”. I turn and shaking my head respond faintly, “wangu, pakaipa apana mari”. He nods and they quickly get back to their business, with what looked like the other boy was selecting the good marbles in his hands and throwing away the bad ones. I pay no attention to detail and I just keep on walking.


It seems like a long walk of shame to the shops alone. In a flash a chubby boy of the age of 6 or 7 ran past me, in what seems like they are playing a game of chasing each other. I quickly turn my head to look behind me and other 4 boys of the same age, with untucked uniforms, the other 2 with shoes in their hands, are running chasing the boy who just passed me. All break in laughter in pure joy in their little game as it seems. I break into their joy and ask, “ko sei musiri kuchikoro?”, the so-seems-talkative one snaps at me and sharply answer, “tadzingwa”. They seem not to care less that they are out of school right now as they are so caught up in the moment of their play right now, or does it ever cross their mind what not being in school means anyway? A memory comes to me, those days I was still that age and never cared for anything, attending the nearby council primary school and spent most of the times playing and just being a child. How I miss that. With that thought, subconsciously my mind then links that to the image I saw posted on our class WhatsApp group from university, it read “DO NOT GROW UP, IT’S A TRAP” in that jiffy I manage to just laugh at myself. What an irony!


In that moment a loud hooter horns followed by a shout “town here? Town mota! town Coppacabana! Town yakuzara mota! mukuenda here akoma?” In my awakening I realise a commuter minibus going up and down the road looking for passengers going to town.“Mukuenda here akoma?” the boy standing at the door of the commuter minibus shouts again now looking in my direction. I check behind me, looking maybe there was someone he was referring to. But no. There was only me in the proximity. I realise he was asking me if I was going to town, and I shake my head sideways then he shouts“zvinotooneka kuti hamusikuenda kutown, nedzapata ramakapfeka iro akoma” the few passengers in the minibus crack up to the joke, which also made me crack up on my own as I walk past the minibus too.


“Aaah graduate urisei”, William shouts sitting behind the newspaper stall. I can sense the sarcasm in the tone but I just play along, “zvirisei vakomana” I reply. William, profoundly known by many as Widzo or Baba Tanaka, almost the same age as me but now has a child turning 3 this year. Widzo and I shared the same primary school and grew up together. He now runs an array of stalls at the grocery shopping mall, from the newspapers, airtime, discs and even vegetables. He is an ‘accomplished’ person and commands awe from the people around his stalls whom mostly have vegetables but their sales are not as high as how Widzo sells each day. In that light he has managed to cater for his small family that he even moved his wife and child from his family house and now rents a one room in the same high density surbub. I go straight to Widzo and we have a fist hand shake – ‘big up’ they call it. He opens a space for me to reach out the newspaper on the stall and I begin to browse through. “So what is being said in the papers today, graduate…”, another man who has a stall of tomatoes next to Widzo’s interrupts me. “#ThisFlag yanyarara ka?” (#ThisFlag have gone quiet now?) he adds on inquisitively before I could even gather what to respond to his first question. Before I could even talk in the wake of it all, it seems like all hell let loose as everyone on the stalls throwing their views to the question.


“Haa Pastor aida kudya mari dzedu uya”

“…saka chii chakuitika manje zvaarikunzi akaenda America?”

“isu sema vendor tinofanira kuenda kumarch nekuti kanzuru yatinyanyira”


Men and women around the stalls simultaneously talk in what seems like a whole episode of questions without answers and no one is even cares or heed to answer what the other asked. The debate goes on and on that they do not even notice my bids of farewell as I take my way back home.

In that moment as walk back home, I was in deep thoughts. So is this really going to be my life? Is this how I will have to be like for the rest of my life? These are some of the questions which scares every fibre in me and I try hard to evade from confronting myself with the realities of it. Ever since I graduated, no matter how many times I try applying to all the advertised positions I am academically qualified for in the newspaper, I still haven’t got a job yet. It’s past a year now and still nothing seems to be changing or is there going to be any change? I draw myself into more questions again. Is it going to be any better for you graduate?



Mozambican Cambridge student launches vegan beauty brand for black skin

Mozambican entrepreneur Celmira Amade uses rare plant extracts from the Olacaceae family that are only found in Mozambique, Zimbabwe and Madagascar in her products

A Cambridge university student from Mozambique has launched a new beauty brand in the UK to revolutionise skincare for melanin-rich skin.

When Celmira Amade came to study International Business at Royal Holloway University of London in 2010, she was not quite ready for the impact of the English climate. As a result, her skin suffered from blemishes, dryness and uneven tone almost overnight.

After spending time and energy searching across mainstream UK beauty stores and still not finding anything natural and designed specifically for melanin-rich skin, she eventually settled for make-up as a temporary solution.

It was not until she was offered a skin bleaching cream in a local independent beauty shop that Amade realised she really had to do something. Make-up was no longer the solution and skin bleaching was definitely not an acceptable alternative.


After a year of hesitation, Amade took the entrepreneurial leap to influence the concept of beauty products for melanin rich skin tones, by using the ancient Mozambican beauty recipes of her grandmother to launch TSAKA.

TSAKA (with a silent T, pronounced SAKA,) means ‘happiness’ in Ronga, one of the national languages of Mozambique and this journey has certainly led this young businesswoman to discover the true meaning of happiness.

The TSAKA face mask is the first product in the skincare line and is set to take the melanin rich skincare world by storm. This highly effective wonder product is formulated with rare plant extracts from the Olacaceae family that are only found in Mozambique, Zimbabwe and Madagascar – and it is the first beauty line in the UK to use this ingredient extensively.

This is the first time that the beauty and science behind Mozambique’s extraordinary flora will be used in a major beauty line. As a vegan skincare company launching its first product for melanin-rich skin, TSAKA pays tribute to time tested traditional African beauty recipes – pushing the boundaries of possibilities in natural beauty.

Today, Amade, who graduated with a 1st class degree international business, splits her time in England completing her studies in the University of Cambridge and managing TSAKA’s production and brand development. She regularly travels to Mozambique to visit her suppliers in isolated islands and in the remote countryside.

Source: The Voice |TheClubOfMozambique



by Nomathemba Zondo | NUST-ZW

As I write this piece today, I feel that we as a country and our media have failed to fully commemorate this year’s day of the African Child. Politics and economic crisis have turned to overshadow the day of the African Child.

It is because of the dire economic situation in the country and the political instability which is being influenced by the approaching 2018 Presidential Elections that we have almost forgotten to remember the day of the African Child. It is not only important to us as an African country but all other African countries too.

Yes we continue to celebrate the landmark Constitutional Court ruling that has outlawed marriage of children under the age of 18, but let’s not forget that child marriages have not yet been criminalized. There is still a need for us to engage in advocacy efforts to ensure the realignment of the laws to the Constitution and criminalise child marriages. Isn’t this day supposed to address such an issue?


Unfortunately, no one cares the media does not care the only concern is our economy and who is the next successor after president  Mugabe but the question is, what are we saying about the future generation of the country?  When are we then going to empower them since we have neglected this day and deemed it less important than other issues. After all, this is the future of tomorrow.

I believe this day was supposed to be used to advocate and empower the African child so that they  can have a brighter future. The economic crisis we are in right now was caused by some decisions made by the older generation and we surely do not want the same mistakes to be made by some generations to come.

In commemorations like these, the media is supposed to cover as many stories to do with the African child as possible. I would not be surprised to hear some saying they are not even aware of the day of the African Child because our media which is supposed to keep us informed has shifted its focus to cover stories that will only sell the newspaper and not solve the situation.

We need to empower the young generation, it is the future of tomorrow. Let us remember and encourage the African child. A better tomorrow is possible!

Images Creds: &